With the rapid development of the global economy, technologies such as artificial intelligence, big data, and smart manufacturing continue to mature, and the era of the Internet of Things is gradually coming. According to statistics, the number of domestic IoT connections has reached 1.6 billion, and it is expected to exceed 7 billion in 2020. The market size will reach 2.5 trillion yuan, and the development potential of the Internet of Things is huge.
The Internet of Things is an important direction and driving force for a new round of industrial reform, and is of great significance for deepening supply-side structural reform and promoting industrial transformation and upgrading. As early as the “Twelfth Five-Year Plan” period, my country has made remarkable achievements in the development policy environment, technology research and development, standard development, industrial cultivation and industry application of the Internet of Things. The promotion of Internet of Things applications has entered a substantial stage, with obvious demonstration effects, and has become a driving force. An important force for economic and social intelligence and sustainable development.
The national “Thirteenth Five-Year Plan” outline clearly proposes “developing open-loop applications of the Internet of Things” and will be committed to strengthening the research of common protocols and standards and promoting interconnection, resource sharing and application collaboration between applications in different industries and fields of the Internet of Things.
In fact, the National Internet of Things Application Demonstration Project has been launched in multiple industries, providing strong support for many industries to achieve refined management, greatly improving management capabilities and levels, and changing industry operating models.
At present, my country’s Internet of Things is being widely used in electric power, transportation, industry, medical care, water conservancy, security and other fields, and has formed a relatively large network including chips and components, equipment, software, system integration, telecommunications operations, and Internet of Things services. Complete industrial chain system. In addition, a spatial pattern of agglomeration development in four major regions including the Bohai Rim, the Yangtze River Delta, the Pan-Pearl River Delta and the central and western regions has initially been formed.
It is predicted that China’s Internet of Things industry will develop in the following three aspects this year: First, contact more low-band LoRa or high-band 60 gigahertz wireless technology; second, data collection will be migrated to the cloud, possibly It will no longer rely on structured query language; third, it will use artificial intelligence algorithms to identify someone’s speech and optimize machine operation.
In fact, the Internet of Things industry has received great attention from the government. As early as 2009, the Internet of Things was officially listed as one of my country’s five strategic emerging industries and included in the government work report. It attracted great attention from the whole society. After that, the “Internet of Things” repeatedly appeared in government work reports for many years. middle. There is no doubt that with the continuous advancement of technology and strong policy support, the Internet of Things industry will usher in huge development opportunities.
There are still shortcomings to be overcome
At present, my country’s Internet of Things mainly has three characteristics: first, comprehensive perception, which is to use QR codes, sensors, etc. to obtain information about objects anytime and anywhere; second, reliable transmission, through the integration of various telecommunications networks, the information about objects can be transmitted accurately in real time Go out; the third is intelligent processing, which uses various intelligent computing technologies to implement intelligent control of objects.
Because of the widespread application of the Internet of Things, many companies have accelerated their entry into the field of the Internet of Things. Although the market is broad, the company is also ambitious. However, there are still many shortcomings in my country’s Internet of Things industry that need to be overcome.
From a technical point of view, my country’s Internet of Things industry covers a wide area and has many problems. First, although respective industrial parks have been formed, they are small in scale and low in efficiency; second, the industry concentration is low and the industrial development layout is unbalanced; third, the structure is imbalanced and the layout lacks overall planning; fourth, the degree of industrial standardization is low, and it is inconsistent with foreign countries. Compared with developed countries, there is still a certain gap. Sensor and radio frequency identification (RFID) technology lags behind the international level. This is a shortcoming in the development of my country’s Internet of Things industry. The main reasons are insufficient innovation in core technologies, lack of standard systems, relative lack of large-scale applications, and difficulty in connecting the technology to the market.
The Internet of Things security system should be improved
In recent years, the scale of my country’s Internet of Things industry has reached 750 billion yuan, and the scale of interconnection between machines has exceeded 100 million yuan. China Mobile has established the world’s largest Internet of Things system, serving more than 91 million users.
Despite its huge scale, my country’s Internet of Things system also has certain security issues, which are increasingly attracting attention. Internet of Things security is an extension of Internet security. However, compared with Internet security, the Internet of Things has different characteristics in terms of protection at the perception layer, transmission layer, and application layer. The “three characteristics” of Internet of Things security have brought “Three major problems” – wider leakage channels, more difficult protection, and more serious harm.
suggestion:
The first is to strengthen top-level design and standard formulation and improve the security system of the Internet of Things. It is recommended that the Cyberspace Administration of China, the Ministry of Industry and Information Technology, and others jointly issue guidance on Internet of Things security, clarifying that network and information security must be planned, constructed, and operated simultaneously; the development of common and key security technical standards for the Internet of Things should be strengthened, and group standards for the Internet of Things should be promoted Pilot; establish an Internet of Things security early warning and management mechanism led by the government and participated by third-party testing agencies, and carry out security risk assessment work on a regular basis.
The second is to encourage independent research and development, entrepreneurship and innovation, and accelerate the development of the Internet of Things security industry. Further increase independent research and development and investment in key IoT technologies such as intelligent sensing, wireless interconnection, data processing, and intelligent analysis; encourage exchanges and cooperation between information security enterprises and domestic and foreign academia and research institutions; enhance entrepreneurship and innovation in the IoT security industry Institutional supply and accelerating the pace of clustering of the Internet of Things security industry.
The third is to ensure homeland security and privacy information and build a security line of defense for the Internet of Things. It is necessary to strengthen the security protection of the Internet of Things infrastructure from the perspective of counter-terrorism and further strengthen the protection of private information on the Internet of Things.
Application innovation is the core of the development of the Internet of Things
The Internet of Things is a big concept. Generally speaking, it means the intelligence of all walks of life. Judging from future prospects and trends, domestic financial institutions, especially banks, are closely integrated with the Internet of Things. I think that as the Internet of Things continues to develop and advance in China, the integration of the Internet of Things and finance will definitely become closer and closer.
The large-scale application of IoT technology in the domestic banking industry has not yet begun. Specifically, there may be some applications in a certain aspect. For example, the use of Internet of Things finance to solve the problem of repeated mortgages in movable property financing is a successful case. As far as I know, there are currently domestic banks that have implemented the supervision of all aspects of movable assets through the Internet of Things technology, greatly reducing the risk of movable assets pledge. The above management of collateral is completely achievable based on the Internet of Things.
Generally speaking, the essential feature of the Internet of Things is the application expansion of the Internet. Rather than saying that the Internet of Things is a network, it is better to say that the Internet of Things is business and applications. Therefore, application innovation is the core of the development of the Internet of Things. In today’s era of rapid technological development, mobile Internet, big data, cloud computing, Internet of Things, blockchain, etc. will all have an impact on the financial industry, and many domestic financial industries are using the above science and technology. Domestic banking institutions should first adapt to the development of these technologies, and secondly learn to use these technologies better, and finally rely on these advanced technologies to launch better financial services and innovate better financial products.